Wednesday, January 31, 2018

How to Write a Memorandum of Law


MEMORANDUM OF LAW
CREATED AND PREPARED BY THE ATTORNEY


PURPOSE
Explain Client’s position in a lawsuit
Convince Judge to rule in the client’s favor

FORMAT
CAPTION
QUESTIONS PRESENTED
FACTS
ARGUMENT
CONCLUSION

CAPTION
Contains name of court, name of parties, case number and title of pleading
Provide sentence that states who is submitting the memorandum and why  
  it is being submitted

QUESTIONS PRESENTED
Contains several numbered questions for the Judge to consider
Stated in the light most favorable to client and worded so judge can reach
  an answer favorable to the client
Each Question should contain a combination of law and facts and ask how
  law applies to the facts
Most important facts should be included in the questions to familiarize  
  them to the Judge


FACTS
Paint a picture of facts from Client’s perspective
Create empathy for client
State facts specifically to make them memorable
Call client by first name
Tell facts in the order that client perceived them instead of using
  chronological order
Choose words carefully
Well stated facts make it easier for Judge to believe they have been
  stated in an objective manner

ARGUMENT
Longest and most complex portion of the Memorandum of Law
This section is divided into subsections called Point Headings

ARGUMENT SUBSECTIONS: POINT HEADINGS
Each Point Heading should Include:
Thesis Paragraph-
Rule of Law- explanation of current status of applicable law
Caution- Remember when writing Rule of Law to “Advise” instead of   “Lecture” the Judge 

POINT HEADINGS
Provide copies of court cases cited in Memorandum for Judge’s review
Application of Law to Facts- Lead reader step by step from the law to your
  conclusion

CONCLUSION
Specifically requests the Judge to take a particular action or actions
Remember to include a summary of your argument in the conclusion  
  section if you have not included it in the argument section

Tuesday, January 30, 2018

Steps in Writing a Legal Complaint



WRITING A COMPLAINT

FORMAT FOR THE COMPLAINT
CAPTION, TITLE, INTRODUCTORY CLAUSE
BODY
PRAYER FOR RELIEF
SIGNATURE BLOCK
VERIFICATION

CAPTION, TITLE, INTRODUCTORY CLAUSE
Contains the name of the Court
Names of the parties
Type of pleading
Opening or Introductory Clause is an unnumbered sentence that states 
  who is filing complaint and against whom it is being filed.

BODY
Referred to as “body” or “charging portion”
Contains series of numbered paragraphs that tell court why it has
  jurisdiction of the case and what has happened.



PRAYER FOR RELIEF
States what the Plaintiff wants the court to do
Plaintiff may ask for various types of damages, an injunction, for specific
  performance or for some other type of relief



SIGNATURE BLOCK
CONTAINS:
Name of Attorney
Name and designation of person attorney is representing
Attorney’s address
Attorney’s telephone number
Attorney’s Bar membership number

VERIFICATION
Notarized statement of the party
• “Verifies” statements contained in the complaint
May use language “Under penalty of perjury, the above is true and correct

  to the best of my knowledge.”

Monday, January 29, 2018

Different types of Legal Documents Written by Legal Professionals



TYPES OF LEGAL WRITING
Legal Writing to Inform

EXAMPLES
Transmittal Letter
Client Letter
Letter to Third Party
Opinion Letter
Office Memo

EXAMPLES (continued)
Transmittal Letter- Communicates Basic Information
Client Letter- Written to Client
Letter to Third Party
Opinion Letter- Letter by Attorney regarding Legality of the transaction
Office Memo- Letter sent and created for Real Estate Closing or Loan
Closing

LEGAL DOCUMENTS DESIGNED
TO PERSUADE
EXAMPLES:
PLEADINGS
MEMORANDUM OF LAW
APPELLATE BRIEF

PLEADINGS
Formal statements in a lawsuit that set forth the parties claims and defenses

PLEADINGS
Formal statements in a lawsuit that set forth the parties claims and defenses


MEMORANDUM OF LAW
Written by the Attorney
Contains argument substantiated by relevant case law authority


APPELLATE BRIEF
Formal statement submitted to Appellate Court
Used to persuade court of correctness of client’s opinion
Argues facts of the case and applicable law and is supported by relevant case
law authority

LEGAL DOCUMENTS DESIGNED
TO RECORD INFORMATION
EXAMPLES:
DEED
CONTRACT
WILL
CASE BRIEF

DEED
Document used to convey or transfer Real
Property or an interest in Real Property from one person to another person

CONTRACT
An agreement entered into by the parties who agree to do or refrain from
doing a particular thing
Supported by Consideration

WILL
Instrument by which a person makes a disposition of his or her property to
take effect after his or her death.

CASE BRIEF

An outline or summary of a published Court Opinion.

Friday, January 26, 2018

Additional Medical Vocabulary Terms and Phrases

Additional Medical Vocabulary Terms and Phrases:

Pulmonary embolism
Blood clot or fat cells (rarely) in one of the arteries carrying blood to the lungs. Blood clot begins in a deep vein of the leg or pelvis. Fat embolus usually begins at a fracture site. Embolus moves through the blood, passing through the heart and lodging in the branch of an artery that nourishes the lungs. This blockage decreases breathing ability and sometimes destroys lung tissue.

Radiation therapy (Radiotherapy)
Use of high-energy waves, generated by special X-ray
machines, cobalt machines and other devices, to treat some forms of cancer. Radiation destroys cancerous tissue, but does little harm to healthy tissue

Rheumatic fever
Inflammatory complication of Group-A strepococcal infections that affects many parts of the body, especially joints and the heart. Strep infections are contagious, but rheumatic fever is not.

Rheumatoid arthritis
Illness characterized by joint disease that involves muscles, cartilage and
membrane linings of the joints. Three times more common in women than men. Symptoms include red, warm, painful joints. Sometimes accompanied by weakness and fatigue. If disease is severe, permanent deformity and crippling may result.

Scan
Shortened form of scintiscan, a diagnostic procedure using a scintillation camera to record images of various parts of the body following injection of appropriate radioactive substances. This is a major tool for establishing precise diagnoses


Stroke (Cerebrovascular accident; CVA)
Sudden decrease in the blood supply to part of the brain, damaging the area so it cannot function normally. Decreased blood flow can be caused by a narrowed or closed-off artery, a blood clot or other embolus blocking the blood vessel, bleeding into the brain due to a ruptured blood vessel or rupture of an aneurysm in the brain. Symptoms may include inability to speak, inability to move part of the body, uncoordination of certain muscles, headache, vision disturbance, loss of consciousness, confusion, loss of bowel and bladder control. Complete recovery is possible, but often permanent damage and disability or death occur

Tachycardia
Heartbeat that is too fast.

Thrombophlebitis (superficial)
Inflammation and small blood clots in a vein near the body surface.
Usually caused by infection or injury. Often occurs in the legs. This type of inflammation seldom causes clots to break loose and flow in the bloodstream, as does deep-vein thrombosis. Symptoms include hardness of the vein involved (feels like a cord), redness and tenderness in the affected area, and
sometimes fever. Usually curable in 2 weeks with rest, elastic bandages on affected leg and medication to relieve inflammation and pain

Toxic-shock syndrome
Disease characterized by sudden onset of fever, diarrhea, vomiting, sore
throat, aching muscles, falling blood pressure and skin rash on palms and soles of the feet. Has been
reported most often as occurring in women who use super-absorbent tampons during menstrual periods.
The germ that causes the disease is normally found in the nose, mouth and vagina.


Transient ischemic attacks (TIA)
Temporary decrease in blood supply to part of the brain. The
affected part of the brain is temporarily unable to function normally


Valvular heart disease
Complication of diseases that distort or destroy heart valves. The heart has
four valves. Valvular heart disease can be narrowed valves (stenosis) that obstruct blood flow or widened or scarred valves that allow blood to leak backward into the heart (insufficiency or regurgitation). Disorder may be inherited or caused by another disease, such as rheumatic fever,
hypertension, atherosclerosis, endocarditis or syphilis (rarely). Disease outcome depends on the underlying condition. Many complications and symptoms can be controlled with medication or cured with surgery.







Thursday, January 25, 2018

Additional Banking Industry Words and Phrases



Here are some additional words and phrases used by Banking Professionals:


Adjustable-Rate Mortgages (ARMS)
Also known as variable-rate mortgages. The initial
interest rate is usually below that of conventional fixed-rate loans. The interest rate may
change over the life of the loan as market conditions change. There is typically a maximum
and a minimum defined in the loan agreement. If interest rates rise, so does the loan payment.
If interest rates fall, the loan payment may as well.

Appraisal
The act of determining the value of a property by an outside source. Common in real estate transactions

Automated Clearing House (ACH)
Used by member banks to electronically distribute interbank credits and debits. For instance, if you are being paid automatically by your employer, electronically taking the money from your employer’s account and then putting the money in your account is an example of ACH.

Balloon Loan
A balloon loan usually offers lower payments through the life of the loan, with
a large amount of money being due at the end of the loan term.

Cash-out refi
Cash out refinance. Takes your current mortgage balance and allows you to
borrow up and above that based on the amount of equity you have in your home, with you getting the extra money for use. It is more common in low interest rate environments. The money can be used for anything.


CD
Certificate of Deposit. Shorter to medium length deposit with a financial institution that draws interest. These are set for a specific term and have a specific maturity date, where if you withdraw the funds early, you would pay a penalty. Compared to savings account, you typically get more interest, but you don’t have immediate access to your funds.

Collateral
Simply, these are assets pledged by a borrower to secure a loan. In the case of
default, these assets can be taken by the lender.

Construction Loan
A loan to a buyer or builder that allows for the construction/purchase of
a property. The construction loan is short-term and the loan is often converted to permanent financing at the end of the construction period.

Credit Life Insurance
An insurance policy that pays a borrower’s debt if he or she dies.

Debt-to-Income Ratio (DTI)
The total amount of fixed monthly expenses divided by monthly
gross income. Monthly fixed expenses would include expenses like a house payment, credit card balances that would take more than six months to pay off, car payments and support payments. Payments that would be paid off in several months or less would not be included, expenses like groceries, telephone bill and utility bills.

Direct Debit
Where a customer gives a bank the authority to directly pay a bill to a third
party. This is commonly done with recurring payments

Electronic Funds Transfer (EFT)
Any transfer of funds that is initiated by electronic means,
such as computer, telephone, ATMs or point of sale.


Escrow
Held by impartial party on behalf of the parties in a transaction. Securities, funds, and other assets can be held in escrow. An escrow can be held by a third party for delivery to a participating party at the completion of certain conditions. They can be held/collected by a financial institution for the purpose of paying taxes and insurance on a home loan.

Equity
The amount of value that a homeowner owns in his/her home. In terms of the
mortgage, it is the home’s value minus the amount of the mortgage loan outstanding

Foreclosure
When a homeowner’s legal rights to the property are terminated. Usually
caused by default on a mortgage loan

HELOC
Home Equity Line of Credit. Credit secured by equity in a borrower’s home. Funds can be used for any number of purposes. This is an open-ended, or revolving, line of credit.

Origination fee – A loan fee charged by banks to help cover bank processing costs. In a mortgage loan, for instance, the origination fee is often 1%. So, if you have a $100,000 loan, your origination fee would be $1,000.

P & I”
Principal and interest. This refers to a loan payment that includes both the principal on the loan and the interest on the loan.

Private Mortgage Insurance (PMI)
Private insurance that protects the bank against loss on a defaulted mortgage up to the limit of the policy (usually 20 to 25 percent of the loan amount.) The borrower pays the insurance premium upfront or monthly.


Reverse Mortgage
A reverse mortgage is a special home loan product that allows a
homeowner aged 62 or older to access the equity that has accumulated in their home. The home itself will be the source of repayment. The loan is underwritten based on the value of the collateral (home) and the life expectancy of the borrower. The loan must be repaid when you die, sell your home, or no longer live there as your principal residence.

Secured Loan
A loan where a borrower pledges some sort of asset as collateral for the loan, such as a vehicle or a property

Short Sale
In real estate, a short sale means selling the home for less than the existing
amount of the mortgage

Title Insurance
Protects the lender/owner of a property against loss in the case of a
property dispute. Often required by lending institutions when issuing a mortgage.

Trust Account
A certain type of account ownership. Generally, it is set up for the benefit of
others. This may be managed by a trust department or a trustee.

Unsecured Loan
This loan is not secured by any sort of collateral, and is instead given
solely on the basis of the borrower’s good credit.

WIRE TRANSFER
An electronic transfer of funds from one point to another. Funds can be

transferred between accounts at different financial institutions in different states or different countries that have been approved to transfer funds in this manner.

Wednesday, January 24, 2018

Additional vocabulary terms and phrases used in the Construction Industry



Here are some additional vocabulary terms used in the construction industry:


Masonry:
Stone, brick, concrete, hollow-tile, concrete block, or other similar building units or materials. Normally bonded together with mortar to form a wall.


Miter joint:
The joint of two pieces at an angle that bisects the joining angle. For example,
the miter joint at the side and head casing at a door opening is made at a 45° angle


Outside corner:
The point at which two walls form an external angle, one you usually can walk around


Overhang:
Outward projecting eave-soffit area of a roof; the part of the roof that hangs out past the outside wall


Padding:
A material installed under carpet to add foot comfort, isolate sound, and to prolong carpet life


Particle board:
Plywood substitute made of course sawdust that is mixed with resin and pressed into sheets. We use it for shelving.



Pitch:
The slope of a roof expressed as vertical rise to horizontal run (i.e. 4/12 means a 4” rise for every 12” of run).


Plot plan:
An overhead view plan that shows the location of the home on the lot and includes all easements, property lines, set backs, and legal descriptions of the home.


Plumbing stack:
A plumbing vent pipe that penetrates the roof.


Plumbing trim:
Work performed by the plumbing contractor to get the home ready for a final inspection, which includes installing all toilets, hot water heaters, sinks, disposal, dishwasher, and all other needed plumbing items.


Plywood:
A panel (normally 4' X 8') of wood made of three or more layers of veneer, com-pressed and joined with glue, and usually laid with the grain of adjoining plies at right angles to give the sheet strength.

Portland cement:
Cement made by heating clay and crushed limestone into a brick and then grinding to a pulverized powder state.

Post:
A vertical framing member (often a 4" x 4" or a 6" x 6”) usually designed to carry a beam.



Pressure Relief Valve (PRV):
A device mounted on a hot water heater or boiler which is de-signed to release any high steam pressure in the tank to prevent tank explosions.

Pressure-treated wood (aka green board):
A wood product that has been impregnated with chemical preservatives to prevent rot and infestation.


P trap:
Curved, "U" shaped section of drain pipe that holds a water seal to prevent sewer gasses from entering the home through a fixture’s water drain.


PVC or CPVC:
Poly Vinyl Chloride, a type of white or light gray plastic pipe sometimes used for water supply lines.


Rebar (aka reinforcing bar):

Ribbed steel bars installed in foundation, concrete walls, footers, and poured in place concrete structures designed to strengthen concrete. Comes in various thicknesses and strength grades 

Tuesday, January 23, 2018

Vocabulary words and phrases used in the Legal Profession


Here are some vocabulary words and phrases used by Legal Professionals:


acquittal
A finding of innocence; the legal and formal certification of the innocence of a person charged with a crime.


ad hoc
Only applicable to the specific case.


adjudication
Giving or pronouncing a judgment or decree; also the judgment given.


adversary system
A judicial system in which opposing parties present their arguments in a case before a trial court; the person who best presents the case wins; the adversary system is used in the United States.


affirmative defense
A defense affirmatively asserted by the defendant in response to a civil complaint or criminal charge that, if proved true, exonerates the defendant from civil liability or criminal guilt even if the defendant committed the act alleged in the complaint or charge

allegation
An assertion made by a party in a court proceeding that must be proved or supported with evidence during the trial.

alleged
Identified but not proven.

amicus brief
People besides the people directly involved in a case, with an interest in the outcome, may file an amicus brief—a legal paper supporting one position or another—with the court.

appeal
A request by the losing party in a lawsuit that the judgment be reviewed by a higher court because of error or injustice


arraignment
The court appearance of a person accused of criminal behavior to hear the charges against him or her and to enter a plea of guilty or not guilty.

bail
Security, usually in the form of money or property, exchanged for the release of a jailed person to insure his or her appearance in court.

breach of contract
Failure to observe the terms of a written offer or agreement.

brief
A written document prepared by an attorney to file in court, usually setting forth both facts and law in support of his or her case.

burden of proof
In the law of evidence, the necessity or duty of affirmatively proving a fact or facts in dispute. This burden may shift from the plaintiff to the defendant during a trial.

burglary/burglary with intent
Trespassing with the intent of committing a crime (including theft, bodily harm, criminal damage, rape).


charge to the jury
A judge’s instructions to the jury regarding the laws pertaining to a case.

circumstantial evidence
Evidence that may strongly suggest something but does not provide direct proof

claim
The assertion of a right to money or property; an assertion that the suing party has been injured by the action of another.


class-action suit
A lawsuit filed on behalf of many persons with a common legal interest at stake.


clear and convincing evidence
A level of proof requiring the truth of the facts asserted to be highly probable.

closing argument
A summary of evidence presented to the jury by attorneys involved in a trial.

commute a sentence
The judge’s ability to reduce the recommended sentence of a jury.

compensatory damages
A form of money payment awarded at the end of a case to pay a person for the actual losses he or she has already suffered or will suffer because of wrong done to him or her.

complainant
The individual who initiates a lawsuit; synonymous with plaintiff.

complaint (civil)
The first or initiatory pleading on the part of the plaintiff in a civil action; statements by the plaintiff making claims against the defendant.

complaint (criminal)
Statements charging an individual with a criminal violation.

concurrent sentences
Sentences for multiple crimes that are served at the same time, or concurrently

contempt of court
Disregard or disobedience for the authority of a court of law.

corporation
A legal entity established for the primary purpose of maximizing profit for its shareholders, the corporation’s owners.



copyright
The right belonging to the creator of an intellectual property to control the copying, distributing, performing, displaying and adapting of the work.

counterclaim
A claim filed by a defendant against the plaintiff in a civil action.

cross-examination
The questioning of a witness in a trial, or in the taking of a deposition, by the party opposed to the one who produced the witness

decree
A decision or order of the court. A final decree is one that finally disposes of the litigation; an interlocutory decrees is a provisional or preliminary decree that is not final.

defendant
A person who is sued or accused by another in a law court; the person against whom a civil lawsuit is started, or a crime if charged

deposition
Sworn testimony of a witness, taken under oath and outside the courtroom

direct evidence
Evidence intended to conclusively establish a specific fact.

direct examination
Questioning of a witness by counsel who introduced the witness

dissent
A term commonly used to denote the disagreement of one or more judges of a court with the decision of the majority

due process
This basic legal principle, which appears in the Fifth and Fourteenth Amendments, requires the government to be fair in its dealings with people. The Amendments forbid federal state, and local governments from depriving people of “life, liberty, or property, without due process of law.” A constitutional provision guaranteeing an accused person a fair and impartial trial.

en banc
All judges of a given court.

evidence
Any legally presented proof by witnesses, records, documents, etc. during the course of a trial.

ex parte meeting
Meeting with the members of only one party to a legal dispute and no representatives from the opposing party.

exhibit
Papers, documents or other material objects received by the court and offered as evidence during a trial or hearing.

expunge
Destroy or erase a person’s criminal record. Expungement is also called erasure, destruction, sealing, setting aside, expunction or purging.

extortion
Obtaining something from a person through intimidation, force or otherwise unfair or unlawful methods.


fiduciary duty
A fiduciary is someone who has agreed to act in the best interests of another, often through the management of another’s money or property. Corporate officers and members of the corporation’s board of directors, for example, act as fiduciaries to the corporation’s shareholders. Duties of a fiduciary include duties of trust, confidence, and fair dealing.

first-degree murder
Premeditated murder committed deliberately with malice aforethought, with extreme cruelty, or in connection with another crime or attempted crime, and punishable by death or life imprisonment.

gag orders
Limits judges impose on attorney comments.


garnished wages
Money legally withheld from a paycheck by an employer as payment of the employee’s debt to another party.


habeas corpus petition
In federal court, a means by which a state prisoner may challenge the constitutionality of his or her conviction and imprisonment

hung jury
A jury unable to reach consensus or verdict; with no verdict entered, the trial has not reached its normal conclusion, and the trial judge may declare a mistrial, in which the prohibition against double jeopardy does not apply and the state may choose to commence a new trial against the defendant.

indictment
A grand jury’s written accusation charging that a person or business allegedly committed a crime.

insider trading
At its most neutral, this term can simply describe trading in a corporation’s shares by individuals who are “inside” a corporation—for example, its officers, directors, and employees. If such insiders trade in the corporation’s shares on the basis of information that has not been made publicly available to other, “outside” investors, insider trading runs afoul of the rules of the Securities and Exchange Commission and may be punished with both civil and criminal sanctions.

intellectual property
Property generated through the creation of discoveries, inventions, and works of art.

judgment

A formal order of the court.